Fuller Apartment Homes Applicant Screening Policy
 
Thank you for your interest in our community. Please take the time to review the following information before submitting your application.

EQUAL HOUSING OPPORTUNITY:
We do business in accordance with federal and state fair housing laws and do not discriminate against any person because of race, color, religion, sex, handicap, familial status, national origin, age, ancestry, marital status, sexual orientation, source of income, medical condition, gender, gender identity, gender expression, genetic information, citizenship, immigration status, primary language, military or veteran status any arbitrary basis or any other status protected by federal, state or local law.

QUALIFICATION STANDARDS:
An application to rent is required from EACH applicant 18 years of age and over who will be residing in the apartment. Incomplete applications or the failure of all adult applicants to complete an application will prevent the application(s) from being processed.

Applicants will be approved with the standard security deposit if they meet the following:
  • At least 3 credit accounts in "Current" and/or "As Agreed" status greater than 12 months AND no unpaid collection accounts, unpaid charge-offs, outstanding bad debt, unpaid civil judgments, and/or evictions. COVID-19 rental debt (as defined by California law) will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application. Medical-related debt will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application, if all other accounts are in good standing. 
Applicants will be conditionally approved with additional security deposit, to be determined, if they meet any of the following:
  • At least 1 credit account in "Current" and/or "As Agreed" status greater than 6 months AND no unpaid collection accounts, unpaid charge-offs, outstanding bad debt, unpaid civil judgments, and/or evictions. COVID-19 rental debt (as defined by California law) will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application. Medical-related debt will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application, if all other accounts are in good standing. 
  • Previously delinquent accounts in "Current was 30/60" or "Paid Collection" status if all of the following are met: At least 3 open credit accounts in "Current" and/or "As Agreed" status greater than 12 months AND no unpaid collection accounts, unpaid charge-offs, outstanding bad debt, unpaid civil judgments, and/or evictions AND the number of previously delinquent accounts does not exceed the number of open credit accounts in "Current" and/or "As Agreed" status. COVID-19 rental debt (as defined by California law) will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application. Medical-related debt will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application, if all other accounts are in good standing. Bankruptcies older than 5 years will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application, if at least 3 open credit accounts in "Current" and/or "As Agreed" status greater than 12 months have been established since the date of bankruptcy AND no unpaid collection accounts, unpaid charge-offs, outstanding bad debt, unpaid civil judgments, and/or eviction.
Applicants with no credit history will be conditionally approved with a security deposit equal to two times the monthly rent and require all of the following:
  1. A co-signer/guarantor with a strong, satisfactory credit history (at least 3 credit accounts in "Current" and/or "As Agreed" status greater than 12 months AND no unpaid collection accounts, unpaid charge-offs, outstanding bad debt, unpaid civil judgments, and/or evictions) AND verifiable income that is 5 times the monthly rent (verifiable income sources are listed below).
  2. A month to month tenancy for a period of 6 months (after which time a fixed term lease will be offered if there have been no late payments and/or other lease violations).
Income will be evaluated for all applicants and must be verified. Qualifying applicants must have combined household gross monthly legal and verifiable income at least 2.5 times the monthly rent. Applicants with Section 8 or VASH vouchers or other public assistance or rental subsidies must have combined household gross monthly legal and verifiable income of at least 2.5 times the applicant’s share of the monthly rent. Legal and verifiable income sources include but are not limited:
  • Current and recent pay stubs
  • Trust accounts, grants or loans
  • Alimony/child support
  • Social security or other retirement income
  • Bank statements
  • Income tax returns
  • Unemployment benefits
  • Worker's compensation payments
  • Section 8 or VASH vouchers or other public assistance or rental subsidies, Welfare/Disability/SSI
  • Any other legal, verifiable income
Applicants with income that is less than 2.5x the monthly rent (or less than 2.5x the applicant’s share of the monthly rent if applicants have a Section 8 or VASH voucher or other public assistance or rental subsidies) but who otherwise qualify will be permitted to rent with a qualified guarantor.

Rental History will be evaluated for all applicants. A qualifying applicant will have a rental history with none of the following:
  • Past evictions *
  • Notices served for non-payment of rent *
  • More than one late rent payment during the tenancy *
  • More than one payment returned for non-sufficient funds during the tenancy *
  • Unpaid damages to property
  • Lease or rules violations unless landlord confirms issue was resolved and not repeated
  • Roommate references are not acceptable
* COVID-19 rental debt (as defined by California law) will not be considered and will not be a basis for denial of an application or used as a negative factor in evaluating an application.

Applicants with no rental history due to being homeowners must provide proof of timely mortgage payments or alternatively, that no mortgage existed on the home or that mortgage was paid off.
 
Criminal History will be evaluated for all applicants who meet the above rental criteria. Convictions for certain crimes that may make the applicant a threat to the health, safety, property and peaceful enjoyment of our residents may result in denial of the application absent sufficient mitigating factors. Applicants will be provided with a copy or description of the policy on the use of criminal history information upon request.  Applicants with these types of convictions will have an individual assessment conducted to determine whether the applicant poses a risk to resident safety or property. Applicants with will be asked to provide the following information so that the individualized assessment can be conducted:
  • Whether there are any factual inaccuracies in the criminal history information;
  • The facts and/or circumstances surrounding the criminal conduct;
  • The applicant’s age at the time of the criminal conduct;
  • Evidence that the applicant has maintained a good tenant history before and after the criminal conduct;
  • Evidence of rehabilitation efforts, including satisfactory compliance with all terms and conditions of parole and/or probation; successful completion of parole, probation, mandatory supervision, or Post Release Community Supervision; a Certificate of Rehabilitation under Penal Code section 4852.01; or other conduct demonstrating rehabilitation, such as maintenance of steady employment;
  • Whether the conduct arose from the applicant’s status as a survivor of domestic violence, sexual assault, dating violence, stalking, or comparable offenses against the individual;
  • Whether the conduct arose from a disability, or any risks related to such conduct, which could be sufficiently mitigated or eliminated by a reasonable accommodation; or
  • Other relevant facts or circumstances surrounding the criminal conduct and/or conduct after the conviction and/or any other mitigating factors that the applicant wants considered.

BUSINESS RELATIONSHIP:
The relationship between property management and the resident is a business relationship. A courteous and business like attitude is required from both parties. We reserve the right to refuse rental to anyone who is verbally abusive, swears, is disrespectful, makes threats, is argumentative, or in general displays behavior that is contentious towards management, the maintenance staff, or other residents.

Effective May 3, 2021